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| State of California (State Sponsored Grants) Enrollment Fee Waiver
Students may be eligible to receive a waiver of the per unit fees charged for enrollment. The waiver is known as a Board of Governors Enrollment Fee Waiver (BOGW). Applications and information are available in the Office of Financial Aid located in Holt 101. However, as of 2/2008 we have made the BOGW application available to you online which is the quickest and preferred method of having your enrollment fees waived.
You should also complete the Free Application for Federal Student Aid (FAFSA) because you may be eligible for other aid. Cal Grants
Cal Grant A - for students who plan to transfer to a four-year institution. The Cal Grant A can be held on reserve while the student attends community college. Cal Grant B - for beginning students from disadvantaged backgrounds, this grant pays a stipend to assist with college costs. Cal Grant C -specifically to assist students in two-year, vocational majors. Extended Opportunity Program and Services (EOPS)
These state funded grants are to encourage educationally and economically disadvantaged students to attend college. Students must contact the EOPS Office to get a referral before they can receive this grant |
Federal Student Aid - What are SFA programs?
Your financial aid package is likely to include funds from the Student Financial Aid (SFA) programs. These programs, described on this page, are administered by the U.S. Department of Education and provide over $33 billion a year to students attending postsecondary schools: Academic Competitiveness & National SMART Grants On Feb. 8, 2006, President Bush signed into law two new student grant programs -- the Academic Competitiveness (AC) Grants and National Science and Mathematics Access to Retain Talent (SMART) Grants, which were created by the Higher Education Reconciliation Act of 2005. Federal Pell Grants are available to undergraduate students, and graduate students in a teaching credential program may also qualify. Grants do not have to be repaid. Federal Stafford Loans are student loans that must be repaid and are available to both undergraduate and graduate students. SJDC participates in the Federal Family Education Loan (FFEL) Program, a private lender provides the funds for your Stafford Loan, although the federal government guarantees the loan funds. First-year undergraduates are eligible for loans up to $2,625. Amounts increase for subsequent years of study. The interest rate is variable, but never exceeds 8.25 percent. There are two types of Stafford Loans: Subsidized Stafford loan - A loan that the government pays the interest on while you are in school, during grace periods, and during any deferment periods. Unsubsidized Stafford loan - A loan that you are responsible for paying all the interest that accrues at any point in time. Federal PLUS Loans are unsubsidized loans made to parents. If you are independent or your parents cannot get a PLUS loan, you are eligible to borrow additional Unsubsidized Stafford loan funds. The interest rate is variable, but never exceeds 9 percent. What are Campus Based Programs?
Campus-Based Programs are administered by participating schools. The following campus based programs are available at SJDC: Federal Supplemental Educational Opportunity Grants (FSEOG) are grants available for undergraduates only; awards range from $100-$4,000. Federal Work-Study provides jobs to undergraduate and graduate students, allowing them to earn money to pay education expenses. For more information about federal student aid, you can explore the Department of Education's Web site at www.ed.gov/studentaid/. |
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